Licensed since 2002, Tim has nearly 20 years of insurance experience and actively applies his CIC expertise when considering current industry changes and new exposures to risk with his Small Business clients. As a broker with Mountain Insurance, Tim has access to hundreds of insurance companies and provides his clients with a variety of options regarding General Liability, Workers Compensation, Business Auto, Inland Marine, and Builders’ Risk and Specialty insurance carriers as well as multiple Home/Auto and Life insurance options.
Tim is acknowledged by his customers for his insurance advice and responsiveness; he really listens to and tries to understand the needs of his clients and is committed to providing them with his knowledge and expertise.
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“If I can help take the insurance load off my customers, so they can focus on what they do best – running America’s businesses – then I know I have accomplished my purpose.” – Tim
Before becoming an insurance broker, Tim was employed in sales for Fortune 500 companies Pitney Bowes, Friden-Alcatel, and Coca-Cola Enterprises, marketing to small businesses, and this experience taught him to appreciate the sacrifices and work ethic of America’s small business entrepreneurs. Tim has been married for nearly 40 years, and he and his wife have raised three daughters and have six grandchildren. Long active in his community, he has served on his local Library Board, Charter School board, Judicial District Nominating Committee, Parks & Open Space Advisory Board, Zoning Board of Appeals, and church Board of Elders.
Small Business focus
including Contractors, Restaurants, Non-Profits/Social Services incl. Schools, and VRBO® and Airbnb® exposures. General Liability, Workers Compensation, Property, Cyber, Directors & Officers, Errors & Omission, Builders Risk, Construction and Contractors Specialty products – there are industry-specific exposures for contractors; please let me help you navigate them. Differentiating and applying Workers Compensation coverage for Employees vs Independent Contractors needs your careful attention.
Church-owned Liability and Property risks, including Child and Adult Daycare exposures. Certain insurance companies offer specialized coverages.
VRBO® and Airbnb®
VRBO and AIRBNB-specific authorized insurance carriers – these exposures require industry-specific carriers. Let me find the right carrier for your needs.
General Liability as required by your league, including Participant Accident coverage and Director’s & Officers (D&O) coverage for your association.
Home, Auto and Life options.
‘Tim, to say thank you is definitely not enough. You’ve been with our company since it was just Recole and I. Now with 15 employees and still growing I’m so glad you on our side. You are a great asset to any team or business. Thank you for leadership with our business needs. Tim, I so appreciate you and your leadership with our company. Who would have thought 15 years later we would still be together? I so appreciate you always looking out for our company and me personally. I truly appreciate you!’Professional Ponds, Aurora, CO
Highly recommend Tim and Mountain Insurance Group!
‘Tim is a pleasure to work with! Tim and Mountain Insurance Group have helped with many complicated commercial polices. Tim is always thorough and really makes sure I understand the coverage to make sure we are appropriately insured. Tim is responsive and always knowledgeable, no matter what questions or situations I bring to him. I highly recommend Tim and Mountain Insurance Group!Fall River Village, Estes Park, CO
"Tim is our go-to insurance guy. I can't imagine life without him helping us navigate the complex and overwhelming commercial insurance market. He is incredibly knowledgeable, professional, and prompt, and I would recommend him to anyone looking for a commercial insurance broker without hesitation (I also work with him on my personal policies as well)!" – Springs of Life Church and Children’s CenterColorado Springs